Brent Chastain

Forward & Reverse Mortgage Consultant

Connected. Straightforward. Proactive.


(858) 754-8886

Brent is absolutely great to work with. Throughout the whole refinancing process, he was very informative, friendly, and knowledgeable. During the process, Brent remained patient and was able to answer all my questions. I was always able to get a hold of him whenever something came about.

Ebie K.

Thank you so much! We are very happy and satisfied that we used you for our investment purchase. You made so much effort to get the loan for us, everything was proper and on time. I appreciate you Brent, you have so much patience. Thanks for everything and making our dream come true.

Samra M.


HECM / Reverse Mortgage

Insured by the Federal Housing Administration (FHA), the Home Equity Conversion Mortgage (HECM)—also known as a “reverse mortgage”—allows homeowners age 62 or older to access a portion of their home’s equity in the form of a loan. The funds accessed are income tax-free, DO NOT require monthly mortgage payments—and allow the borrower to retain ownership and title to their home.

A reverse mortgage allows you to stop making mortgage payments (principal & interest), only requiring your payment of other property payments/expenses; taxes, home owners insurance, HOA, maintenance, etc. Additionally, you can access equity in your home as cash via lump sum, credit line, or disbursements. Credit lines can grow over time.

Additionally, there are other reverse proprietary loan products, non-FHA, that can be of benefit depending on the circumstance.

I have simplified the process of obtaining a reverse mortgage into a few key steps. After helping you determine if this is the right product for you, I will assist you with:

1. Completing the application

2. Receiving the required independent counseling

3. Having an appraisal completed on your home

4. Closing your loan and receiving your funds

Forward Mortgages

Purchase & Refinance Mortgages






(858) 754-8886‬

NMLS #2102335
Brokered by Approved Mortgage DRE 00904136, NMLS

2214 Faraday Ave Carlsbad, CA 92008